How to choose The Best Credit Card

The terms "mileage" and "cash-back" are often bounced around when talking about credit card rewards programs, but not many people understand their full meaning. The fact is, many people are enticed by the rewards program a credit card has to offer.

Mortgage Refinancing, support bank's for you !

Nearly 80 percent of all mortgage applications are for refinancing now, according to the Mortgage Bankers Association, a near-record level. Why is the figure so high? Two reasons. First, demand for refinancings is up because homeowners want to take advantage of the historic low interest rates to reduce their monthly payments. Second, there are still very few new purchases as the housing market tries to recover. “When rates go down, it doesn’t spur homebuying, it spurs refinancing,” says Guy Cecala, publisher of Inside Mortgage Finance.

Сredit cards Fees reduced for increasing number of travelers!

Frequent travelers probably know that you can get slammed by foreign transaction fees if you use your credit and debit cards overseas.  However, it has become easier to avoid these charges as more card issuers have dropped them in a quest to boost their market share.