Credit Counseling and Credit Scores

According to recent statistics, nearly 135,000 Americans sought advice from a credit counseling agency in June 2012. That figure represents an increase of over a third from the same period a year earlier, underscoring the financial pressure faced by citizens across the country. Many Americans find themselves searching for answers in the wake of sudden job losses, illnesses, or family emergencies that can stunt household income.

What Are The Benefits Of A Second Home Loan Mortgage

The words “second mortgage” can conjure up thoughts of fear and desperation. This is because most people believe that you should only take out a second mortgage if you’re dead broke and you've decided to raid your biggest asset – your home. However, taking out a second mortgage is not necessarily a move of financial desperation. In fact, there are some situations where it might be better to take out a second mortgage than to get a personal loan or refinance your first mortgage.

Wine is a promising investment

With the number of different investment vehicles on the rise, some investors are raising a glass to wine, a tasty "liquid" asset.

Some consider wine to be a promising investment that has been steadily increasing in value since the introduction of the Wine Spectator Auction Index, which tracks average sales of top Bordeaux wines and other varietals through the United States' top commercial auction houses. In the first quarter of 2011, the index showed wine sales at an all-time high. However, sales dipped more than 13 points in the second quarter of the year.