Debts have to be returned!

Do you have a debt from years ago that you never paid? If so, beware. That old account could come lurching back to life when you least expect it.

Visa - improve safety!

Visa intends to pave the way for merchant acceptance of EMV credit cards with help from a new data encryption service that launches early next year. According to company spokeswoman Ellen Richey, the payment platform provider intends to offer a point-to-point security solution that scrambles customer data at the terminal, reducing the likelihood of credit card fraud and identity theft.

Mortgage Rates Lower all week!

Mortgage rates began moving lower last Thursday and since then have fallen every single day, crossing into new all-time lows in the process.  Today simply continues that trend and makes for newer, slightly lower all-time lows.  We began in neutral territory but market improvements throughout the day led several lenders to reprice for the better.

America's banking sector loses customers

Americans are turning away from banks and turning to quasi-banking services. According to the Federal Deposit Insurance Corporation (FDIC), nearly 12 million Americans are managing their money without the help of a banking institution. This is up one-half of one percent from 2009 to 8.2% of all American households.

Credit Counseling and Credit Scores

According to recent statistics, nearly 135,000 Americans sought advice from a credit counseling agency in June 2012. That figure represents an increase of over a third from the same period a year earlier, underscoring the financial pressure faced by citizens across the country. Many Americans find themselves searching for answers in the wake of sudden job losses, illnesses, or family emergencies that can stunt household income.

What Are The Benefits Of A Second Home Loan Mortgage

The words “second mortgage” can conjure up thoughts of fear and desperation. This is because most people believe that you should only take out a second mortgage if you’re dead broke and you've decided to raid your biggest asset – your home. However, taking out a second mortgage is not necessarily a move of financial desperation. In fact, there are some situations where it might be better to take out a second mortgage than to get a personal loan or refinance your first mortgage.

Wine is a promising investment

With the number of different investment vehicles on the rise, some investors are raising a glass to wine, a tasty "liquid" asset.

Some consider wine to be a promising investment that has been steadily increasing in value since the introduction of the Wine Spectator Auction Index, which tracks average sales of top Bordeaux wines and other varietals through the United States' top commercial auction houses. In the first quarter of 2011, the index showed wine sales at an all-time high. However, sales dipped more than 13 points in the second quarter of the year.

New security features The MasterCard SecureCode

Imagine having a safeguard in place that no one can duplicate, that will prevent unauthorized people from making charges on your card? MasterCard has made that safeguard possible with their SecureCode technology, allowing cardholders to create a code that ensures every purchase is approved.