Tuesday, July 10, 2012

Payday Loans Fast !

Payday loans are typically small, short-term loans (usually two weeks, or until payday) provided by cash advance stores, with one-time fees attached -- generally $15 to $25 per $100 borrowed. Nearly unknown 15 years ago, payday loan stores now in some place outnumber fast food franchises.

Monday, July 9, 2012

7 small steps to improving credit card history!

Does improving your credit score seem daunting? It doesn't have to be. Taking a few small steps now can mean the difference between a 550 and a 780. Follow these tips to see your score improve.

Friday, July 6, 2012

Barclays the euro salvage plan, the real tragedy of the scandal is the apparent lack of ethics!

You might have missed the latest bank scandal, the one involving Barclays (BCS), in the hubbub of the U.S. health-care ruling and the euro salvage plan. If so, here’s what you need to know: On June 27, Barclays, the U.K.’s second-largest bank by assets, admitted that it deliberately reported artificial borrowing costs from 2005 to 2009. The false reports were used to set a benchmark rate, the London interbank offered rate, or Libor, which affects the value of trillions of dollars of derivatives contracts, mortgages, and consumer loans. The bank agreed to pay a hefty $455 million to settle charges with U.S. and U.K. regulators, and on July 2, Chairman Marcus Agius resigned.