Pay by credit card in different time zones!

Legal changes have standardized the bills from credit card companies, but there's still one area in which card issuers have different policies: the time of day that your payment is due.

It might sound like a trifling issue -- what difference do a few minutes or hours make? However, consumers nowadays are more likely to use multiple credit cards, and advances in technology have allowed people to schedule bill payments online with more precision. Experts believe more people are probably holding off paying until the actual day the payment is due.

FICO did new mortgage consumer credit score!

A new FICO mortgage credit score unveiled Tuesday casts a wider net to capture consumer behavior not previously considered in whether to grant a home loan. The agency says it will make more people eligible for a mortgage, but critics say that wider net may pull in new inaccuracies and create additional privacy concerns.

Payday cash advance loans Fast Money in bad Times

Quick payday loans are classified as the small scale loans which are used to fund the unexpected emergencies. Many of us need some extra cash before our pay day to bridge the gap till we get out next pay check.