Risk management Regulations drafted in the wake of the global financial crisis!

Bank executives like to say that their most important job is managing risk. This does not mean they’re good at it. Banks the world over have often failed to monitor hazards properly, blowing up spectacularly every few decades.

Ten steps to correct errors in credit reports!

If you've already spent the past several months -- or even years -- trying to scrub errors from your credit reports, it may feel like you have no choice but to live with the inaccurate marks.

The national average annual percentage rate (APR) on new card offers has stayed at 15 percent

Interest rates on new credit card offers remained at 15 percent on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report.  After hovering just below 15 percent for two consecutive months, the national average annual percentage rate (APR)  on new card offers has stayed at 15 percent for the past three weeks.